Disclaimer & Terms of Use

Last updated: October 24, 2026

Not financial, legal, tax or insurance advice

The content on SmartMoney Guide is for general information and education only. It is not personalized financial, investment, legal, tax or insurance advice, and it is not an offer or recommendation to buy or sell any product. We are not a licensed financial advisor, lender, insurer or broker. Your situation is unique, so consult a qualified professional before making financial decisions.

Accuracy of information

We work to keep our guides accurate and current, but laws, rates, prices and product terms change often and vary by state and by provider. We make no warranty that content is complete, current or error-free. Always check details directly with the lender, insurer, bank or government agency involved before acting.

No guarantee of results

Examples and illustrations, including those about credit scores, insurance savings and interest earned, are for explanation only. Your results will vary and are not guaranteed.

Advertising and third-party links

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Intellectual property

The text, design and graphics on this site are owned by SmartMoney Guide unless otherwise noted. You may quote short excerpts with a clear link back to the original page. You may not copy, republish or sell our content without written permission.

Acceptable use

You agree not to misuse the site, including attempting to interfere with its operation, scrape it at a harmful rate, or use it for unlawful purposes. Do not click on ads for the purpose of generating revenue.

Limitation of liability

To the fullest extent allowed by law, SmartMoney Guide and its owners are not liable for any loss or damage arising from your use of, or reliance on, this site or its content.

Changes

We may update these terms at any time. Continued use of the site means you accept the updated terms.

Contact

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Template note for the site owner: this is a general template, not legal advice. Have it reviewed and add your governing jurisdiction.