Privacy Policy
This Privacy Policy explains what information SmartMoney Guide (“we”, “us”) collects when you visit our website, how we use it, and the choices you have. By using the site you agree to this policy.
Information we collect
- Information you give us: your name, email address and message if you contact us through the contact form or by email.
- Information collected automatically: your IP address, browser type, device type, pages viewed, referring page and the date and time of your visit. This is collected through server logs, cookies and similar technologies.
How we use information
- To operate, maintain and improve the website.
- To respond to your messages and requests.
- To understand how visitors use the site, through analytics.
- To show advertising that helps fund the site.
- To protect the site against fraud, abuse and security threats, and to comply with the law.
Cookies
Cookies are small files stored on your device. We and our partners use cookies and similar technologies to remember your preferences, measure traffic and serve and measure ads. You can control cookies in your browser settings. If you block cookies, some parts of the site may not work as intended.
Advertising and Google AdSense
We use Google AdSense and other third-party advertising partners to display ads on this site. Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this website or other websites.
- Google’s use of advertising cookies enables it and its partners to serve ads to you based on your visit to our site and/or other sites on the Internet.
- You can opt out of personalized advertising by visiting Google’s Ads Settings.
- You can also opt out of some third-party vendors’ use of cookies for personalized advertising by visiting aboutads.info.
- To learn how Google uses data from sites that use its services, see How Google uses information from sites or apps that use our services.
We do not control the cookies set by third parties. Please review their privacy policies for more information.
Analytics
We may use analytics services, such as Google Analytics, to learn how visitors use the site. These services may use cookies and collect information such as your IP address and pages visited. The data is used in aggregated form to improve our content.
How we share information
We do not sell your personal information in exchange for money. We may share information with service providers that help us run the site (such as hosting, analytics, form handling and advertising partners), when required by law, or to protect our rights and the safety of our users. If you send us a message through a third-party form service, that provider processes it on our behalf.
Data retention
We keep contact messages only as long as needed to respond and for reasonable record-keeping. Log and analytics data is kept for a limited period determined by the relevant service.
Your rights
California residents: under the California Consumer Privacy Act (CCPA/CPRA), you may have the right to know what personal information we collect, to request deletion or correction, and to opt out of the “sale” or “sharing” of personal information for cross-context behavioral advertising. Advertising cookies may count as “sharing” under California law. You can limit this using the opt-out links above and your browser’s privacy controls, including global privacy control signals.
Visitors in the EEA, UK and Switzerland: you may have rights to access, correct, delete, restrict or object to the processing of your personal data and to withdraw consent. Where required, we ask for your consent before using non-essential cookies.
To make a request, contact us and select “Privacy request”. We may need to verify your identity before acting on it.
Children’s privacy
This site is intended for a general audience and is not directed at children under 13. We do not knowingly collect personal information from children. If you believe a child has sent us information, please contact us and we will delete it.
External links
Our site may link to other websites. We are not responsible for their content or privacy practices, and we encourage you to read their policies.
Security
We use reasonable measures to protect information, but no method of transmission or storage is completely secure.
Changes to this policy
We may update this policy from time to time. The “Last updated” date at the top shows when it last changed.
Contact
Questions about this policy? Reach us at [email protected] or through our contact page.
Template note for the site owner: this policy is a general starting point, not legal advice. Review it with a qualified professional, add your real business name and address, and update it to match the analytics and ad tools you actually use.